Personal Finance

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1 Course Syllabus
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2 Lesson 1 - Step 1 - Understanding your perception of Financials
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3 Work day
4 Lesson 1 - Step 2 - Identifying your values
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PF 2.1 Execute a rational decision-making process considering alternatives and
consequences.
5 Work day
6 Lesson 3 - Step 3 -Assessing Methods for Achievement
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7 Work day
8 Lesson 3 - Financial Literacy
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9 Work day
10 Lesson 3 - Options to Financial Independence
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PF 1.1 Explain controllable factors involved in personal finance.
11 Work day
12 Lesson 3 - Financial Life Stages
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13 Work day
14 Lesson 3 - Step 4 - Creating a Vision for Your Future
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15 Work day
16 Lesson 3 - Step 5 - Establishing Your Mission
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17 Work day
18 Lesson 3 - Step 6 - Setting Your Goals
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19 Work day
20 Lesson 4 - What Makes you Happy?
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21 Work day
22 Lesson 4 - Career and Education Choices
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23 Work day
24 Lesson 4 - Information on Careers
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25 Lesson 4 - Learn Plan & Act Evaluate
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26 Work day
27 Review Guide
28 Test
29 Lesson 5- The Power of Compounding
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PF 4.1 Explain how saving contributes to financial security.
30 Review Guide
31 Lesson 5- Compounding Interest
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32 Work day
33 Lesson 5- Making Compounding Work for You
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34 Work day
35 Lesson 5- Pay Yourself First
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36 Work day
37 Lesson 5- The Time Value of Money
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Stock Market Game (Sept./Oct.)
PF 4.2 Explain how investing builds wealth and helps meet
financial goals.
38 Work day
39 Lesson 5- Future Value of Lump Sum
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40 Work day
41 Lesson 5- Future Value of An Annuity
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42 Work day
43 Lesson 5- Present Value of an Annuity
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44 Review  
45 Test
46 Lesson 5- Calculating Loan Payments
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47 Work day
48 Lesson 5- Learn Plan and Act Evaluate
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49 Work day
50 Lesson 6 - Budgeting from the beginning
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51 Work day
52 Lesson 6 - Analyzing your spending habits: Every penny counts
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PF 2.3 Generate a system to organize finances and maintain records.
53 Work day
54 Lesson 6 - Step 1 - Keep a Spending Journal
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55 Work day
56 Lesson 6 - Step 2 - Understand the Elements of Personal Financial Statements
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57 Work day
58 Lesson 6 - Step 3- Create a Personal Cash Flow Statement
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PF 1.2 Analyze factors that affect take home pay.
59 Work day
60 Lesson 6 - Opportunity Cost
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61 Work day
62 Lesson 6 - Ways to save money and live within your means
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63 Work day
64 Lesson 6 - Pay Yourself First
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65 Work day
66 Lesson 6 - Cash Allocations to Budget Buckets
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67 Work day
68 Lesson 6 - Stopping Little Leaks and Making Big Adjustments
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69 Work day
70 Lesson 6 - Sustainable Consumption
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71 Work day
72 Lesson 7 - Realistic Budget Building
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73 Work day
74 Lesson 7 - Building your own budget
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75 Work day
76 Lesson 7 - Reviewing and Revising Your Budget
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77 Work day
78 Lesson 7 - Learn Plan Act Evaluate
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79 Review Guide
80 Test
81 Lesson 7 - Learn Plan Act Evaluate
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82 Work day
83 Lesson 8 - Aligning Financial Instruments with Life Stages
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84 Work day
85 Lesson 8 - Dependent life stage
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86 Work day
87 Lesson 8 - Independent life stage
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88 Work day
89 Review
90 Test
91 Lesson 8 - Early family life stage
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92 Work day
93 Lesson 8 - Empty nest life stage
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94 Work day
95 Lesson 8 - Retirement life stage
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96 Work day
97 Lesson 9 - Checking and share draft accounts
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98 Work day
99 Lesson 9 - The Negotiable Instrument
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100 Work day
101 Lesson 9 - Balancing Your Checking Account
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H & R Block Contest (Feb.)
PF 2.2 Differentiate among various money management tools.

PF 5. 1 Evaluate how risk management protects against
financial loss.
102 Work day
103 Checking Account Simulation
104 Work day
105 Work day
106 Work day
107 Lesson 9 - Types of Checking Accounts
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108 Work day
109 Lesson 9 - ATM Debit Cards
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110 Work day
111 Lesson 9 - Overdraft Protection
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112 Work day
113 Lesson 10 - Finding the right financial institution
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114 Work day
115 Lesson 10 - Financial Institutions
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116 Work day
117 Lesson 10 - Insured Savings
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118 Work day
119 Lesson 10 - Convenience
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120 Work day
121 Lesson 10 - Products and Services
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122 Work day
123 Lesson 10 - Cost
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124 Work day
125 Lesson 10 - Learn Plan and Evaluate
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126 Work day
127 Lesson 11 - Basics of Credit and Interest Rates
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PF 3.1 Differentiate the sources, costs and benefits of using consumer credit.

PF 3.2 Explain the positive and negative consequences of using credit.
128 Work day
129 Review
130 Test
131 Lesson 11 - Credit Options
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132 Work day
133 Lesson 11 - Applying for credit
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134 Work day
135 Lesson 11 - Credit options
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136 Work day
137 Lesson 11 - The Cs of the Credit Decision
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138 Work day
139 Lesson 11 - Risk and Interest Rates
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140 Work day
141 Lesson 12 - Understanding Credit Cards
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142 Work day
143 Lesson 12 - The Advantages and Disadvantages of Credit Cards
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144 Work day
145 Lesson 12 - Credit limits
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146 Work day
147 Lesson 12 - Grace Periods
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148 Work day
149 Lesson 12 - Interest Rates
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150 Work day
151 Lesson 12 - Charges and Fees
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152 Work day
153 Lesson 12 - Choosing a Credit Card
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154 Work day
155 Credit Card Simulation
156 Work day
157 Work day
158 Work day
159 Work day
160 Lesson 13 - Student Loans
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161 Work day
162 Lesson 13 - Federal loans - Students
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163 Work day
164 Lesson 13 - Federal Loans - Parents
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165 Work day
166 Lesson 13 - Private loans
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167 Work day
168 Lesson 13 - Repaying loans
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169 Work day
170 Lesson 13 - Calculating Payments
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171 Work day
172 Test
173 Lesson 14 - Costly Cash
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174 Work day
175 Lesson 14 - Payday loans
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PF 5. 2 Determine how consumer protection laws protect
consumers.
176 Work day
177 Lesson 14 - Title Loans
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178 Work day
179 Review
180 Semester Test
      
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